Dress Barn Credit Card Review

The DressBarn credit card comes with a number of features and can be used in-store to purchase clothing and accessories. By the end of this review, you're going to have a better understanding of this store credit card, as well as its pros and cons. So, what are you waiting for? Let's get started!

Who Are DressBarn?

First up, let's take a closer look at the retailer Dressbarn. Who are they? And what do they sell?

Dressbarn is a popular retail outlet that specialize in women's shoes, clothes, accessories, and jewelry, Even if you've never thought about applying for their store card, you might have been to one of their retail locations in the past or visited their website.

They have hundreds of products available, including clothes that cater to women of all sizes.​

SEE ALSO: Fashion Bug Credit Card​

What Is The DressBarn Credit Card?

dressbarn credit card

Dressbarn now has their own credit card that consumers can use when they visit one of their stores or when shopping for clothes online. It has been backed by Comenity Bank, who were formally known as WFNB (or World Financial Network Bank).

The card works just like any other credit card - you can use it to pay for items online or in-store and then pay back the balance at a later date.​


  • Quick application process
  • Exclusive discounts for members
  • Various customer service options
  • Use at over 800 retail locations and online​

The Dressbarn card is similar to other store cards. Once you have applied for credit, you will be sent your documents in the post. Remember - always read the small print before you make a purchase and look out for an additional fees.

Once you are up-and-running, you will be able to manage your account online. Visit the Dressbarn website and sign up for a new online account using the details that were provided to you when you received your card.

The great thing about the Dressbarn online account is that you can manage your finances on various platforms, including mobile devices - effectively allowing you to check your credit information wherever you are in the world.

Use their online service to check your credit card statement, print important documents, pay your bill, and update your personal info. Yep, it really is that simple!

How To Apply For DressBarn Credit card

Applying for a new credit card with Dressbarn is relatively easy. You can do this online or by speaking to a customer representative over the phone.

Unlike other credit cards, you can visit your nearest Dressbarn store where you will also be able to make an application. In most circumstances, you will be given as instant decision as to whether your application is successful or not.

Here are some of the things you need to know when applying for a new credit card with Dressbarn.​

  • You will need to be over 18 years of age.
  • You will need to provide your US Social Security Number.
  • You will need to provide some personal details in order to further your application, such as your name, address, contact details, and annual income.
  • Approval of your application will be subject to your credit history.

What We Like About The Card

Unlike some other store cards, there is no annual fee with the Dressbarn card - saving you a chunk of money every year. There are also a number of exclusive discounts once you've been accepted for credit, including promotional coupons that will be sent directly to your home address and 10 percent off your very first purchase.

If you are planning on purchasing several items from the company, this discount will provide you with a significant saving. We also liked the option to make payments in-store, rather than having to pay over the phone or online.

A lot of consumers will find this useful, especially when there are more than 800 Dressbarn locations across the country. Other benefits include no additional fees for extra cards and early admission to Dressbarn in-store sales. Sounds pretty great, right?​

What We Don't Like​

There's no way to sugarcoat this: the interest on a Dressbarn card is extremely high. In fact, with a 24.99 percent interest rate, this card is one of the most expensive on the market.

If you are able to pay off your balance every month, this shouldn't worry you, but just remember - the amount you owe could sky-rocket pretty quickly if you're not. You will also be charged for any late payments on your card (a hefty $25) and for making payments over the phone ($10).

However, to get around the latter, you can always pop into your nearest retail location instead.​

Customer Service

There are a number of ways you can contact a member of staff if you have a query or just need some more information about your account.

Dressbarn has an excellent customer service support system in place if you need to discuss credit limits, applications, late payments, fees, or credit balances.​


Although Dressbarn doesn't offer reward points or cash back on their credit card, customers will receive a plethora of discounts and coupons, as well as getting early access to in-store sales and other promotions.

The credit card can be applied for even if you have a poor credit history and you should receive an instant decision about your application almost instantly. We also liked how you could make payments by visiting your nearest Dressbarn store.

A word of caution: interest rates are extremely high on this card, but if you are able to make payments on-time, you'll most likely enjoy the flexibility this card gives you.​